Repair or Rebuild Your Credit So Credit Problems
Don't Come Back to Haunt You!

Help has arrived for all those people with bad credit: the approximately 3 million consumers who are refused credit each year because of inaccurate, incomplete or out-dated information in their credit files; the close to 4 million poeple who have filed for bankruptcy in the past five years and the uncountable millions whose credit has been damaged by money troubles.

With bad credit, consumers will have difficulty renting an apartment, buying a home and obtaining important goods and services when they need them. Bad credit can even affect a consumer's ability to get a good job or a promotion!

The Credit Repair Kit gives consumers the information they need to correct and rebuild their credit histories, including:

• How to obtain and understand a credit report
• How to dispute the accuracy of information in a report
• Tips on getting the credit bureaus to promptly correct information in reports
• How to protect legal rights
• Using e-mail to reduce the amount of time it takes creditors to verify credit reports

Packed with helpful tips, sample credit reports and court forms, addresses and phone numbers of state and local consumer protection agencies and sample letters that get results, The Credit Repair Kit is a first-aid kit for consumers with credit problems.

A board-certified bankruptcy attorney, John Ventura is a nationally recognized author and expert on bankruptcy, consumer credit and personal finance. He is the author of The Bankruptcy Kit and is frequently cited in national financial publications, including Kiplinger's and Money.