Nursing home residents have rights and protections under the law in New York state. Nursing homes must list and give all new residents a copy of these rights. Some of these rights include: The right to be treated with dignity and respect. The right to be informed in writing about services and fees before you […]
Category Archives: Rochester NY Elder and Estate Law
Many purchasers of long term care insurance are unaware of how the coverage compares to the actual cost of skilled nursing, rehabilitation, or custodial care. A new disclosure law goes into effect on January 1, 2009. Prior to or at the sale of New York long term care insurance, the insured must be informed of: […]
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It is not too late to preserve your assets after you are admitted to a New York nursing home or assisted living facility. There is a method for preserving your assets from nursing home and assisted living costs even if you have never done any prior Medicaid planning. “NY emergency Medicaid planning with promissory notes” […]
The typical elder abuse victim is a widow who is socially isolated, physically and/or cognitively impaired and denies or is reluctant to report abuse. The typical abuser is a family member caregiver with drug, alcohol or mental health problems, a controlling personality and/or ineffective coping skills who is under financial, emotional or marital stress. However, […]
The definition of a New York “small estate” has been increased from $20,000 to $30,000 or less, effective January 1, and 2009. The settling of an estate is can be expensive and very difficult for the decedent’s family. The probate process can be very lengthy and emotionally draining. The simplified procedure for small estates provides […]
New York State law allows you to control the disposition of your remains by designating a person to carry out your wishes. Although you can state your wishes in your Will, the Will might not even be read or opened until after the funeral services. The form for the appointment of an agent to make […]
The Housing and Economic Recovery Act of 2008 made changes to reverse mortgages effective October 1, 2008, including higher borrowing limits and protections from aggressive marketing. A homeowner who is at least 62 years old can use a reverse mortgage hometo access home equity to obtain a loan that does not have to be repaid […]